| SERVICES | FEE |
|---|---|
| Overdraft transfer of funds to clear an item | $2.00 |
| Courtesy Pay/Overdraft/NSF (each) | $31.00 |
| DBA /Business Checking Account monthly service charge | $10.00 |
| DBA /Business Checking Account per check charge | $0.10 |
| Interim Statement History / Statement Copy | $2.50 |
| Returned Item (deposited items returned unpaid) | $20.00 |
| Rolled coin if amount exceeds $21.00 | 7% |
| Stop Payment draft or teller check per item | $25.00 |
| Teller check (each) | $3.00 |
| Temporary check (each) | $0.50 |
MEMBERSHIP
| SERVICES | FEE |
|---|---|
| Bad Address (per month) | $5.00 |
| Dormant Member Account (per month) | $5.00 |
| Low Balance Fee (per month) | $10.00* |
ATM / DEBIT
| SERVICES | FEE |
|---|---|
| ATM Monthly Service Charge | $5.00 |
| ATM Withdrawal – Other ATM Networks | $1.50 |
| (no fees for withdrawal using Presto or Co-op Networks) | |
| Card Replacement | $5.00 |
| Inquiries – Account Balance | $1.00 |
| Transfer funds between Share & Draft | $0.50 |
| Point of Sale ATM & Debit card (pin based) | $0.75** |
OTHER SERVICES
| SERVICES | FEE |
|---|---|
| Collection items (incoming or outgoing) | $10.00 |
| Garnishment/Levies | $25.00 |
| Loan Late Payment | $25.00 |
| Member VISA/MC Cash Advance Fee | $3.00 |
| Money Order | $2.00 |
| Non-member VISA/MC Cash Advance Fee | $5.00 |
| On Us Check Cashing (non-member) | $5.00 |
| Overnight Delivery (plus carrier fee) | $8.00 |
| Photocopy of check (per check) | $2.00 |
| Reconciliation & Research (min 1 hr charge) | $20.00 |
| Shared Branch Transactions (per transaction) | $3.00*** |
| Shared Branch Teller Check (each) | $5.00 |
| Tel Pay-ACH Origination | $20.00 |
| Western Union transfers (plus Western Union fee) | $25.00 |
| Wire Transfer | |
| Incoming | $10.00 |
| Outgoing | $30.00 |
| International Outgoing | $50.00 |
* Account must have an average daily balance of $300 or more monthly. 180 day grace period for all new accounts. Fee waived for primary account members 21 and under or 65 and over.
** There are no fees for signature based debit card transactions.
*** Fee waived for Platinum relationship member.
NOTICE REGARDING ATM FEES BY OTHERS: If you use an automated teller machine that is not operated by us you may be charged a fee by the operator of the machine and/or by an automated transfer network.