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Service Fees

Effective August 1, 2006.  Subject to change. Please contact Member Relations for questions regarding fees.

Service Fee
Member Re-Joining Fee $5.00
Share account closed within 90 days of opening $5.00
Dormant Account Fee
An account is considered dormant if for 12 months no withdrawals or deposits, other than credited dividends, have been made to the account.  This fee will not be charged if the account balance is above $1,000.
$5.00/month
No forwarding address provided for Return Statement $5.00/month
Money Orders $2.00 each
Teller Checks $3.00 each
Western Union Transfers (& Western Union Fee) $8.00
Bank to Bank Wire Transfer, outgoing $20.00
Bank to Bank Wire Transfer, incoming $8.00
Payroll Deduction Refund (after account closed) $5.00
Overnight Mail Delivery (plus carrier fee) $8.00
Interim Statement History $2.50
Statement Copy $2.50
Fax Transmission, outgoing toll $5.00
Garnishments/Levies $10.00
Collection Items, incoming or outgoing $10.00
Deposited Item Returned Unpaid (2-party check) $10.00
Deposited Item Returned Unpaid (single-party check) $20.00
Account Research $20.00/hour
Stop Payment Teller Check (within 10 days of issuance) $25.00
Stop Payment Draft $25.00
Platinum Checking Account Service Charge $5.00/month
Business Checking Account Service Charge $10.00/month
Business Checking Account Per Check Charge $0.10 each
Non-Sufficient Funds (NSF) $31.00 each
On-Us Check Cashing (non-members) $2.00
Overdraft (each debit or draft paid) $31.00 each
Photocopy of check $2.00 each
Temporary Checks $0.50 each
Automatic Transfer from Share/Money Market Account to clear check (applied to share draft account) $2.00
DBA Checking Account Monthly Service Charge $5.00
DBA Checking Account per check charge $0.10
Credit Union Title Filing fee $25.00
Christmas Club Account withdrawals $3.00 each
Late payment on loans $25.00
Acceptance of rolled coin 7% if amount exceeds $21.00
Monthly Account Fee
This fee will not be assessed if you qualify under one of the following conditions:
1.  You have a combined aggregate average daily balance of $300 per account during the month
2.  If you are a minor (under 21 years of age) or senior citizen (65 years of age or older)
3.  If your account has been opened for less than 180 days
4.  180 days after any loan is paid off
$10.00

ATM/Debit Card Fees

Monthly Service Charge for ATM Card $5.00
ATM/Debit Card Replacement $5.00
ATM cash withdrawal from share draft or share savings at participating networks
(There are no fees for ATM cash withdrawals made using the Presto or Co-op networks.)
$1.50
Transfer funds between share and draft $0.50
Account Balance Inquiries $0.50
Point of Sale Transactions (ATM and Debit Card) Pin Based $0.75
There are no fees for signature based debit card transactions.

 

NOTICE REGARDING ATM FEES BY OTHERS:
If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network.

 

View ATM Locator

     

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